Title & Escrow Services: A Complete Guide for Real Estate Transactions

In real estate, no transaction is complete without the critical processes of title and escrow services. Whether you're buying your first home, investing in commercial property, or refinancing an existing asset, title and escrow are the backbone of a smooth and secure closing. At Community National Title, we believe that success begins with trust, transparency, and strong partnerships.

What Are Title & Escrow Services?

Title Services Defined

Title services involve researching and verifying the legal ownership of a property. The title company ensures that the seller has the legal right to sell the property and that there are no outstanding liens, encumbrances, or disputes attached to the title. This process includes a title search, which examines public records, deeds, court judgments, tax records, and more.

Once the title is verified, the title company issues title insurance to protect the buyer (and often the lender) against future claims or defects in the title that were unknown at the time of sale.

Escrow Services Defined

Escrow services involve a neutral third party (the escrow officer or escrow agent) who holds all funds, documents, and instructions related to the transaction until all agreed-upon terms are met. Escrow ensures that:

  1. The buyer’s deposit is safely held.

  2. The seller only receives payment once the title is clear and all conditions are satisfied.

  3. The closing documents are correctly signed and filed.

The escrow agent coordinates closely with the buyer, seller, real estate agents, title company, and lenders to manage timelines and protect everyone's interests.

Community National Title: A Partner You Can Trust

At Community National Title (CNAT), we believe that what sets a great title company apart is relationships, trust, and collaboration. Whether you’re a real estate agent, lender, or homebuyer, we’re more than just a service provider—we’re your dedicated partner from contract to close.

Our Escrow Services: Secure, Neutral, and Efficient

Escrow Account Management

Our experienced escrow officers manage and hold deposits and down payments in a secure, regulated trust account. We follow strict compliance protocols to safeguard your funds and avoid delays.

Document Handling & Disbursement

We coordinate all parties—buyers, sellers, lenders, agents—to ensure the proper execution of closing documents. Once all contractual conditions are met, we disburse funds and transfer ownership promptly.

Clear Communication Throughout

CNAT prides itself on proactive communication. Our escrow teams provide regular updates and are available to answer questions, guide clients, and resolve issues quickly.

Let’s Grow Together

We believe the best business is built on relationships, not just transactions. Whether you’re a seasoned agent, a homebuyer, or a commercial investor, Community National Title is here to support your goals and help you close with confidence.

Let’s grow together—and redefine what a title company can be.

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Community National Title

At Community National Title, we believe success is built on strong relationships, trust, and collaboration. Whether you're a real estate pro, lender, or industry partner, we’re here to make your closings seamless and stress-free. Let’s grow together and redefine what a title company can be.