When it comes to purchasing or refinancing real estate, whether residential or commercial, there’s one vital component that protects your ownership rights and ensures peace of mind: title insurance. At Community National Title (CNAT), we provide more than just a policy—we deliver protection backed by trust, experience, and service excellence. we’ll walk you through everything you need to know about CNAT title insurance policies, why they matter, and how they secure your real estate investments.

What Is Title Insurance?

Title insurance is a form of indemnity insurance that protects property owners and lenders against financial loss resulting from defects in a property’s title. Unlike other types of insurance that protect against future events, title insurance protects against past problems that may have been missed during a title search.

These problems could include:

Outstanding liens or unpaid taxes

Forged documents or incorrect signatures

Errors in public records

Unknown heirs claiming ownership

Encroachments or boundary disputes

Illegal deeds or mistakes in legal descriptions

Title issues are more common than most people realize. Even with the most diligent title search, some risks can remain hidden. That’s why CNAT title insurance policies are an essential part of any real estate transaction.

Why Choose CNAT Title Insurance Policies?

At Community National Title, we believe title insurance isn’t just a formality—it’s a promise. A promise to stand by our clients, deliver accuracy, and guide them through the often complex world of real estate transactions. Here’s what sets CNAT policies apart:

1. Relationship-Focused Service

We aren’t just about documents and deadlines. We build real relationships—with homebuyers, realtors, lenders, and developers. Our clients trust us to educate, communicate, and collaborate every step of the way.

2. Local Expertise

Serving communities across Texas, especially in the Dallas–Fort Worth (DFW) metroplex, we bring deep market knowledge and a nuanced understanding of local real estate law.

3. Full-Service Title Support

From the initial title search to issuing the final policy, CNAT handles the entire process in-house. We offer residential, commercial, and right-of-way (ROW) title insurance policies, customized for your transaction.

4. Transparency and Trust

We make it our mission to explain policies clearly—no jargon, no confusion. Every client deserves to know exactly what they’re getting, what it covers, and why it matters.

Types of CNAT Title Insurance Policies

Community National Title offers two main categories of title insurance: owner’s policies and lender’s policies, each with its own purpose and protections.

A. Owner’s Title Insurance

An owner’s policy protects the buyer’s legal rights to the property. It ensures that if a covered title issue arises—like a previously undiscovered lien or ownership dispute—you won't be left bearing the cost alone.

Benefits of a CNAT owner’s policy include:

One-time premium payment

Protection for as long as you or your heirs own the property

Coverage for legal fees and financial loss due to title claims

Whether you’re buying your first home or your tenth investment property, an owner’s policy is a one-time safeguard that can protect your equity and peace of mind for years to come.

B. Lender’s Title Insurance

If you’re financing your property, your lender will require a lender’s policy to protect their financial interest. This type of insurance doesn’t cover the buyer—it covers the mortgage provider.

CNAT works directly with lenders to ensure that the title is clean, so funding can proceed without risk. While the buyer typically pays for this policy, it’s only valid for the duration of the loan and doesn’t cover the homeowner personally.

The CNAT Title Insurance Process: What to Expect

At Community National Title, we’ve streamlined the title insurance process so it’s smooth, transparent, and efficient:

Title Search and Examination

We begin with a thorough examination of public records to trace the property’s ownership history and ensure there are no unresolved claims.

Clearing Title Issues

If any defects or concerns are found—like tax liens, judgments, or document errors—we work to resolve them before closing.

Policy Issuance

Once the title is verified as clear, we issue your title insurance policy, protecting your rights from any covered risks that might arise later.

Closing and Beyond

CNAT’s role doesn’t end at closing. We continue to support our clients long after the transaction is complete. If a claim ever arises, we guide you through the resolution process.

Who Should Get a CNAT Title Insurance Policy?

First-time homebuyers who want to protect their investment

Real estate investors managing multiple properties

Commercial developers securing high-value land

Lenders and mortgage companies requiring policy coverage

Attorneys and brokers seeking a reliable title partner

Government entities or contractors needing ROW or easement title services

No matter your role in the transaction, Community National Title ensures your title insurance needs are met with precision, professionalism, and care.

Ready to Get Started?

Whether you’re buying a home, financing a commercial property, or handling a complex land acquisition, CNAT title insurance policies offer the protection and peace of mind you need.

Contact Community National Title today to request a title quote, learn more about our services, or speak with a team member about your upcoming transaction. We’re here to make your real estate experience seamless, secure, and successful.